Insurance didn't report?

Liability  insurance   on the rented automobile?
"I just possess a learners permit"I ordered a car recently on ebay. The man said as he ended using the auto in the las 6 months"Hello I'm a worldwide student who goes to school in Iowa. I have a insurance and I suppose it convers most of conferences with doctors. Currently"Basically stop having a car to get a time frame what goes on to my  insurance  premium